If you see your therapist online, you'll still get the same coverage as if you saw him in person, that is. If you see your therapist online, you'll still get the same coverage as if you saw him in person, meaning the cost of therapy remains the same regardless of location. Medicaid also covers in-person and online individual and group therapy. Many providers also offer family therapy.
Whenever you have a diagnosis and a prescription for a specific treatment, your health insurance provider should cover it. This means that health coverage also includes evidence-based therapies. Like private insurance companies, Medicare and Medicaid have also increased coverage for online therapy during the pandemic. Many services offer free trials, pay-as-you-go services, discounts, peer-to-peer counseling, and more ways to try online therapy without insurance.
Medicaid is likely to review its online therapy policy in the coming years, as this policy changed due to the pandemic. As a general rule, if you have insurance, you can likely find an online therapy provider who accepts your plan. With the increase in the use of telehealth during the COVID-19 pandemic, there are more options for online therapy than ever. It's always a good idea to call the office of any therapist you're considering and check to see if they accept their specific insurance plan for online therapy.
The company can tell you if you have coverage for online therapy and what copayments or coinsurance costs you'll have. If you're intrigued by online therapy but aren't sure if it's for you, I wanted to create this sensible resource to help you decide.